Picking a new credit card is a total mental minefield for someone like me, I have to be very careful because I have had trouble with controlling my spending in the past and am now a total stickler for making sure I get the most out of my money.
I have a lot of requirements when looking for a new one, mainly though I want one that won’t go crazy and give me a massive credit limit — I never need more than $1000 now that I am more sensible with my money.
I also look for ones that have no annual fee. I recently switched to a HSBC card after much research and am so far very happy with it!
Tags: credit cards
