The debt management we used when we were heavily in debt was awesome – they really helped get us out of a sticky situation with cd rates and te like. We still have a few months left to pay off the debts but once that is done we are officially debt free and boy we cannot wait.
Knowing that every penny we earn will be ours, to do with what we please and not just going to paying off interest as it was for a long time.
We’re going to be so much better off and because we’ve been so used to living on the cheap the last 5+ years I think we are going to have more money than we know what to do with. Heck for the first time ever we may even have some savings to fall back on or invest or something – rather than living paycheck to paycheck.
It’s going to be pretty amazing 
